Outsourced Premium Insurance Services

Faster Payments. Fewer Errors. Happier Policyholders.

End-to-end premium servicing that reduces manual work, speeds up reconciliation, and ensures every dollar lands where it should.

Premium services expert

We know your team’s got better things to do than chase down payments. We can take them off your plate.

When policyholders send payments, there’s no room for delay, confusion, or compromise. At Covenir, we provide full-service premium payment solutions that are built for insurers, backed by licensed experts, and tailored to your operational needs.

Whether you’re processing checks, handling exceptions, issuing refunds, or reconciling transactions, our scalable services keep cash flowing, records clean, and customers satisfied.

With intelligent lockbox integration, daily reconciliation, and support for ACH, e-check, and credit card payments, we do more than process transactions, we create peace of mind.

Why Choose Covenir for Premium Services?

  • 100% Onshore. 100% Insurance-Smart. Your payments are handled by U.S.-based teams who know the regulatory landscape and uphold your brand.

  • Start to Finish Support. From lockbox to refund check, we manage every step so you don’t have to.

  • Accuracy You Can Count On. We reduce errors, resolve exceptions fast, and keep your books clean.

  • Faster Cash Flow. Daily reconciliations and precise processing accelerate revenue recognition.

  • Software-Agnostic & Seamless. We integrate into your systems—no tech headaches or handoffs required.

Learn More About Premium Services



Covenir By The Numbers

Transactions handled

%

Onshore Agents

Security or compliance issues

Of happy customers and policyholders

“Accuracy and willingness to go above and beyond are hallmarks of our premium services. We process more than 23,000 insurance transactions each month in an accurate and timely manner.”

– Sallie Ricardo, Customer Care Manager

Built for Carriers, MGAs, and Insurtechs

  • Carriers: Improve cash flow and reduce administrative overhead with premium payment processing designed for compliance, speed, and scale.

    MGAs: Simplify operations and ensure timely, accurate premium handling across all carrier programs without building internal infrastructure.

    Insurtechs: Fuel your growth with a flexible, tech-agnostic premium servicing partner that integrates with your systems and scales with your needs.

Check Out These Related Case Studies and Resources

Support Rapid Growth Without the Infrastructure
5 Benefits of Outsourcing Your Insurance Premium Payment Services
Rethinking Paper Check Processing (pdf)